Subject insured: House frame, indoor possessions and personal accident.

Insurance benefits: 

Section 1: Property damages

• Subject to the terms and conditions of the policy, payment will be made in respect of any loss of or damage to the insured caused by the following:
  - Fire, explosion, thunder and lightning;
  - Windstorms, hurricanes, tornados;
  - Overflow of water from water tanks, pipes, or automatic sprinkler system;
  - Theft where there is entry by visible force;
• Covered expenses include:
  - Stolen items where it has been determined that entry was obtained by visible signs of the use of force;
  - Cost of repairing any damage to the apartment caused by theft;
  - Cost of restoring windows or main doors damaged by theft;
  ​- Cost of replacing or changing keys, locks in case they are  damage by theft;
• In case of damage to the apartment, compensation will be paid for reasonable expenses for moving out and renting new accommodation similar to the damage one when the damage is sufficient to require the premises to be vacated during repair. 

Section 2: Personal accident:Subject to the terms and conditions of the policy, payment will be made in respect to personal injury including reasonable and necessary medical expenses for the treatment of accidents caused by the perils noted in section 1.